You may receive up to a four-point reduction on your driving record and a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years. Points remain on your record but are not counted in determining administrative actions. Point reduction does not affect mandatory actions such as license revocation for three speeding convictions within 18 months or existing suspensions or revocations. To receive lower insurance rates, you must be listed as the principal operator of a vehicle. The National Safety Council is the sponsoring agency for this course.